When you start thinking about buying a home, it’s easy to let your emotions run the show. Before you know it, you’re stalking homes for sale on your home-browsing apps.
Over time, homes have always gained in value, so you can expect to get your investment back and typically much more when you sell.
Save on taxes based on the interest and real estate taxes you pay instead of letting a landlord get the benefit.
Money you put down and pay into a mortgage to build equity can be made available to you in the form of a loan or a line of credit.
While most landlords raise rents every year, you can choose a fixed-rate
mortgage where the payments stay the same.
I am familiar with the real estate process on both the buy-side and the sell-side. As a Realtor, I must adhere to a strict code of ethics, which is based on professionalism and protection of the public.
I will guide you through the dozens of forms, reports, disclosures, and other documents and avoid delays or costly mistakes.
I will provide local information on utilities, zoning, schools, and also have objective information about each property.
I will look at every angle from your perspective and craft a purchase agreement with time to complete inspections before you are bound to the purchase. I will also provide up to date documents and contracts current with with real estate law.
Your credit score is an important part of your financial picture. Lenders combine your credit score with the information in your credit report to assess your risk as a borrower.
Being pre-approved will give you an edge when bidding against other buyers and getting a pre-approved is fast, easy, and free. Let sellers know you’re a serious buyer who's loan is likely to close.
Before putting your home on the market or setting out to buy a new one, you should speak with a real estate agent. More than two million people nationwide have licenses to sell real estate, and it's their job to be an expert on the properties in their community.
Let your agent walk you through the process and help prepare you for each step, what to expect, and the time frame for each phase of the transaction. Talk with your agent about what you want and need in a home. From the type of home, location of the neighborhood, and any interior and exterior amenities and features you require.
If you want to secure a home or get the first position against a home that has multiple offers we can get it done.
Ribbon Boost program helps buyers upgrade to a cash offer with no contingencies.
Found a house you love but need more time to sell your home. Ribbon will buy the home and sell it back to you for the same price. You can move in right away.
If your existing home hasn’t closed on time. Ribbon will step in and close with cash to reserve the home so you can move in while you secure financing.