THINKING OF BUYING?
When you start thinking about buying a home, it’s easy to let your emotions run the show. Before you know it, you’re stalking homes for sale on your home-browsing apps.
4 Advantages Of Home Ownership
Equity
Tax Deductions
Tax Deductions
Over time, homes have always gained in value, so you can expect to get your investment back and typically much more when you sell.
Tax Deductions
Tax Deductions
Tax Deductions
Save on taxes based on the interest and real estate taxes you pay instead of letting a landlord get the benefit.
Credit
Tax Deductions
Stability
Money you put down and pay into a mortgage to build equity can be made available to you in the form of a loan or a line of credit.
Stability
Tax Deductions
Stability
While most landlords raise rents every year, you can choose a fixed-rate
mortgage where the payments stay the same.
THE BUYING PROCESS
YOUR CREDIT
YOUR CREDIT
YOUR CREDIT
Your credit score is an important part of your financial picture. Lenders combine your credit score with the information in your credit report to assess your risk as a borrower.
YOUR LENDER
YOUR CREDIT
YOUR CREDIT
Being pre-approved will give you an edge when bidding against other buyers and getting a pre-approved is fast, easy, and free. Let sellers know you’re a serious buyer who's loan is likely to close.
YOUR AGENT
YOUR AGENT
YOUR AGENT
Before putting your home on the market or setting out to buy a new one, you should speak with a real estate agent. More than two million people nationwide have licenses to sell real estate, and it's their job to be an expert on the properties in their community.
YOUR HOME
YOUR AGENT
YOUR AGENT
Let your agent walk you through the process and help prepare you for each step, what to expect, and the time frame for each phase of the transaction. Talk with your agent about what you want and need in a home. From the type of home, location of the neighborhood, and any interior and exterior amenities and features you require.