Gina Baca

BENIFITS OF USING A REALTOR

MARKET CONDITION INFORMATION - Real estate agents can disclose market conditions, which will govern your selling or buying process. Many factors determine how you will proceed. Data such as the average per square foot cost of similar homes, median and average sales prices, average days on market and ratios of list-to-sold prices, among other criteria, will have a huge bearing on what you ultimately decide to do.

AGENT RESOURCES - Your agent should be able and more than willing to supply you with a written list of vendors such as mortgage lenders, home inspectors, home repair contractors, etc.

PRICE GUIDANCE & NEGOTIATION - Top producing agents negotiate well because, unlike most buyers and sellers, they can remove themselves from the emotional aspects of the transaction and because they are skilled. It's part of their job description. Contrary to what some people believe, agents do not select prices for sellers or buyers. However, an agent will help to guide clients to make the right choices for themselves.

EXCEPTIONAL WORK ETHIC - Your satisfaction is my top priority. I prioritize honesty and transparency in every transaction. You can trust that I will always act with integrity, providing you with reliable information and guidance throughout the selling process.

GINA BACA | Realtor | Developer

By choosing me as your realtor, you're not just getting a professional, but a partner who is committed to making your home-selling experience smooth, successful, and tailored to your unique needs. Beyond the transaction, I provide holistic support. From managing renovations to offering guidance on market trends, I aim to be a comprehensive resource for all your real estate needs.

With over two decades in the real estate industry, I bring a wealth of experience and a deep understanding of the market dynamics.

I offer top notch marketing service to include a property web page with all your property detailed information, floor plans and photos in addition to providing social media coverage to hundred of thousands of residence in the area with weekly blogs and a monthly newsletter to my data base of over 35,000 home owners in the area.

IMPORTANT TO CONSIDER

CONSIDER ALL OFFERS - In real estate, negotiation happens through counteroffers. After a buyer submits an offer, you can accept, decline, or, as should happen in most cases, respond with your counteroffer. The best way to make sure you get what you need is to know what you need first. List out your must-haves, nice-to-haves, and not-that-important-to-haves. This will make it easier to know when to stand firm and when to compromise. Beyond that, be willing to make concessions on points that aren’t as important to you. The goal is to meet a buyer in the middle so both of you walk away happy.

CONSIDER MORE THAN THE PRICE - Your eyes will probably fixate on the dollar amount being offered first. This is typically the number that both buyers and sellers are most concerned with. However, it’s not necessarily the most important. As a seller, the most important number is your net gain from the deal. Whether it’s through closing costs, taxes or any other expense, a buyer can make a more profitable offer than another buyer even if the price comes in lower. So, pay close attention to what a buyer is offering to pay for before you come to any conclusions.

LOOK OUTSIDE THE NUMBERS - There are plenty of factors to consider beyond price. If you need to move out right away or need some time to find your new home, being able to set the closing date is a big benefit. This is something you can determine through the occupancy portion of a contract. You’ll also want to pay close attention to any contingencies included. A buyer’s offer could be contingent on them selling their current home, getting financing, being able to move in within a certain amount of time and getting an inspection. There more contingencies an offer has, the less dependable it is.

WHAT TO EXPECT

SIGN PURCHASE OFFER - Once you and the buyer have agreed upon an offer, you will both sign a legal contract called a Purchase and Sale Agreement. This outlines the specific terms, conditions, and contingencies of the home sale. In most cases, accepting an offer and signing a purchase agreement is a huge relief. It signals the end of the prepping, marketing and negotiating phases. Just as soon as all those tasks end, another list of to-dos begins.

HOME INSPECTION - Next, the buyer will hire an inspector to ensure that no major repairs will be needed after they buy the house. The inspector will go through every inch of the house reviewing all the systems and appliances. If the inspector finds any needed repairs, the buyer can negotiate for the costs of the repairs.

APPRAISAL - A home appraisal is a key component of the transaction. Lenders want to make sure that homeowners are not over-borrowing for a property because the home serves as collateral for the mortgage. If the borrower defaults on the mortgage the lender will sell the home to recoup the loan.

REMOVE CONTINGENCIES - When a buyer and seller agree on an offer, the buyer has an option to purchase the home, subject to their satisfaction with various contingencies. Once the buyer removes any contingencies such as a Home Inspection Contingency, Appraisal Contingency, Finance Contingency or Home Sale Contingency the option turns into a binding commitment.

TITLE & ESCROW - Next, you will enter escrow. Buying or selling real estate usually involves the transfer of large sums of money. Your agent or transaction coordinator will open escrow and order a title policy for you. During this time, you and your agent will work with an escrow company to complete paperwork and ensure that all parts of the contract are complete before the transfer of funds.

CLOSING - On the predetermined closing date, you and your buyer will sit down with your agents to sign all the paperwork and pay all your fees. You will relinquish your keys and your property title, and you will receive a check for the remaining balance after the remainder of your mortgage is paid to your bank. Congrats - you have sold your home.

1 MONTH BEFORE YOU LIST YOUR HOME

AGENT PREP

BENIFITS OF USING A REALTOR

GINA BACA | Realtor | Developer

IMPORTANT TO CONSIDER

WHAT TO EXPECT

MBH Settlement Group

The American Dream

Subscribe To Newsletter

1 MONTH BEFORE YOU LIST YOUR HOME

AGENT PREP

BENIFITS OF USING A REALTOR

GINA BACA | Realtor | Developer

IMPORTANT TO CONSIDER

WHAT TO EXPECT

MBH Settlement Group

The American Dream

Subscribe To Newsletter

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