Gina Baca

BENIFITS OF USING A REALTOR

NEIGHBORHOOD KNOWLEDGE - Agents either possess intimate knowledge or they know where to find the industry buzz about your neighborhood. They can identify comparable sales and hand these facts to you, in addition to pointing you in the direction where you can find more data on schools, crime or demographics. For example, you may know that a home down the street was on the market for $350,000, but an agent will know it had upgrades and sold at $285,000 after 65 days on the market and after twice falling out of escrow.

MARKET CONDITION INFORMATION - Real estate agents can disclose market conditions, which will govern your selling or buying process. Many factors determine how you will proceed. Data such as the average per square foot cost of similar homes, median and average sales prices, average days on market and ratios of list-to-sold prices, among other criteria, will have a huge bearing on what you ultimately decide to do.

PROFESSIONAL NETWORKING - Real estate agents' network with other professionals, many of whom provide services that you will need to buy or sell. Due to legal liability, many agents will hesitate to recommend a certain individual or company over another, but they do know which vendors have a reputation for efficiency, competency, and competitive pricing. Agents can, however, give you a list of references with whom they have worked and provide background information to help you make a wise selection.

PRICE GUIDANCE & NEGOTIATION - Top producing agents negotiate well because, unlike most buyers and sellers, they can remove themselves from the emotional aspects of the transaction and because they are skilled. It's part of their job description. Contrary to what some people believe, agents do not select prices for sellers or buyers. However, an agent will help to guide clients to make the right choices for themselves.

GINA BACA | Realtor | Developer

With more than 20 years immersed in the real estate realm, I've honed my work ethic, polished my interpersonal skills, and become a master of negotiation. My dedication to integrity and a proactive approach is what sets me apart, consistently earning the trust and admiration of both clients and colleagues. These qualities define who I am and extend beyond my professional life.

Throughout my career, I've led the transformation of numerous homes, adeptly overseeing renovations and facilitating multimillion-dollar transactions in both resale and new construction. My success is a result of strong familial support, inherent intuition, an insatiable thirst for knowledge, and an unwavering passion for the real estate world.

THE FUN PART

MAKE A GAME PLAN

Let your agent walk you through the process and help prepare you for each step, what to expect and the time frame for each phase of the transaction. Talk with your agent about what you want and need in a home. From the type of home, location, and any interior and exterior amenities and features you desire.

TOUR HOMES - Take a day to drive around neighborhoods, look at homes, study your route to work, errands and try to imagine where you see yourself living. Consider freeway access, public transportation, school districts, grocery stores, services, restaurants, parks, and recreation. Make notes of the pros and cons and include pictures.

I will provide local information on utilities, zoning, schools, and also have objective information about each property.

MAKE AN OFFER - When you find your favorite home, it's important to determine a price you can comfortably afford but will also be a realistic offer for the seller to accept. Choose a number that is comfortably within your price range but competitive enough that it won't cause the seller to immediately reject your offer.

I’ll craft a purchase agreement that protects your interests, allowing time for inspections before finalizing the purchase.

EARNEST MONEY DEPOSIT - Earnest money is essentially a deposit a buyer makes on a home they want to purchase. It's paid when you submit your offer to show the seller that you are serious. Think of this as your security deposit. When your offer is accepted, it's applied to your down payment or closing costs. Make sure your offer outlines the conditions for refunding the amount. Earnest money deposits can be anywhere from 1–10% of the sales price, depending mostly on market interest.

HOME INSPECTION - It's wise to get an experienced professional to walk the house to ensure that there aren't any lingering problems or maintenance issues that might not be visible at first glance.

INSPECTION REPORT - A property inspection is an out of pocket expense that is worth every penny.

LOAN REQUIREMENTS - Work with your chosen lender to submit your mortgage application, and review predicted closing costs. After you send the required financial information for approval they will open title and escrow.

APPRAISAL - An appraisal is an out of pocket expense and is usually required by your lender to evaluate and estimate the market value of your home.

CLOSING SETTLEMENT - There are many costs commonly associated with closing, including attorney fees, title insurance, courier fees, government recording fees, and taxes.

CLOSING COST - Closing costs are typically low for buyers and represent the fees associated with paperwork and lender charges. Sometimes the cost can be rolled into the loan so they are not out of pocket.

AFTER YOU HAVE BEEN PRE-APPROVED

RESEARCH REALTORS

BENIFITS OF USING A REALTOR

GINA BACA | Realtor | Developer

THE FUN PART

MAKE A GAME PLAN

Subscribe To Newsletter

AFTER YOU HAVE BEEN PRE-APPROVED

RESEARCH REALTORS

BENIFITS OF USING A REALTOR

GINA BACA | Realtor | Developer

THE FUN PART

MAKE A GAME PLAN

Subscribe To Newsletter

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